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Transperra Benefit Strategies is the parent company of four interconnected entities specializing in health benefits management:

  • Transperra – innovative cost containment solutions

  • Transperra Choice – flexible ICHRA plans and enhanced group medical offerings

  • Transperra Technologies – AI-driven technology for compliance, claims navigation, and efficient plan administration

  • Advisory Health Administrators (AHA) – a Third Party Administrator focused on benefits innovation.

Together, they optimize healthcare experiences for employers and employees, empowering organizations to achieve cost savings and enhance member satisfaction.

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Transperra partners with Third Party Administrators (TPAs) to enhance group medical solutions by integrating its services into their plans. This collaboration results in cost savings and improved member benefits, providing a tailored suite of services. By utilizing Transperra's innovative strategies and technology, TPAs can offer a more efficient health insurance experience, boosting member satisfaction and engagement. This partnership empowers TPAs to deliver greater value and sustainable health solutions to their clients.

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Transperra Choice offers Individual Coverage Health Reimbursement Arrangements (ICHRA), giving employers a flexible way to provide health benefits. Instead of a one-size-fits-all group plan, ICHRA allows businesses to reimburse employees for individual insurance premiums and out-of-pocket expenses. This customization boosts employee satisfaction by enabling personal coverage choices. Employers can set reimbursement limits and eligibility criteria, leading to cost savings and regulatory compliance. By offering ICHRA plans, Transperra empowers employers to create tailored benefits that enhance employee wellbeing and meet financial goals.

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Transperra Technologies uses AI-enhanced benefit technology to streamline health plan management and ensure compliance with Transparency in Coverage (TIC) regulations. This technology simplifies claims savings and connects members to high-value networks, improving their healthcare experience. By automating group plan administration, Transperra reduces administrative burdens and enhances efficiency, allowing employers to focus on core operations. AI-driven insights help both employers and members make informed decisions, maximizing healthcare value. This approach transforms the benefits landscape, delivering cost savings and better access to quality care.

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As a small employer with 17 employees, I struggle with health insurance. Our increase two years ago eliminated any hope I had of hiring another sales rep for new market expansion. The dilemma was even more frustrating as every employee on our health plan complained non-stop that deductibles were going from $2500 to $5000. It was all we could do to afford the program anymore, even with the deductible increase. Two employees dropped coverage due to cost and were going without anything. Like many small businesses, I employ several friends and family members, so I want to offer the best and ensure they are protected; I couldn't afford it anymore. 

Finally, a forward-thinking broker brought me Transperra Benefit Strategies to consider. It was unlike anything I had ever heard and offered real solutions to my problems. It was unwilling to pass more cost to employees who couldn't afford it. We had passed the increase to them three years in a row. So we switched and started offering insurance that gave everyone ZERO deductibles and out-of-pocket, and our premium costs decreased. Now, I am interviewing for a new sales rep.

Missy-
Louisville KY

My doctor referred me to the local hospital that owned her practice for my upcoming surgery. I didn't know any better, so I said ok. Upon speaking with the Transperra Pathfinder, I learned the total cost of the procedure would be just over $190,000.00, and my portion through deductibles and coinsurance would be $9000.00. With a salary of $46,000.00, I would need more money to afford it. I completely forgot that we had Transperra until a coworker suggested I call. I am so glad I did. It may have saved me from bankruptcy. I spoke to their knowledgeable and friendly Pathfinders team, who found an option for me. 

I had to drive about 45 minutes from my house, but the entire procedure cost went from roughly $190,000.00 to $23,500.00. The best part was that my only cost in the procedure was my gas. So the whole medical process cost me nothing. So now I'm back to doing what I love and thrilled I called Transperra. In the future, I will tell my co-workers to "know before you go."

Cheryl-
Elkhart IN
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I needed a total knee replacement. After years of pain and treatment, it was time to finish it. I asked several of my friends who have knee replacements which they recommend. Two of them mentioned one surgeon, so I decided to try them. I like him. He made me feel very comfortable when I was very nervous. I did not call Transperra as I should have, but when my doctor called for the pre-cert, which was required, they called me. They explained that I was subject to my deductible and other out-of-pocket costs. They also explained the quality ratings of the facility I had chosen and gave me information for review. The more I read, the more my nervousness returned.

The next day I asked them to see what else was available. About 3 hours later, they called and suggested a new place with higher quality scores and less than half the price. They also waived my entire deductible and out-of-pocket as a bonus because I saved the plan so much money. This result is how insurance should be. Information is the key. "Know before you go."

Stephen-
Cincinnati OH
Copyright © 2023 [Transperra: Know Before You Go]. All Rights Reserved.
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